Affordable Housing Council
Bell Court Senior Apartments
Livability Code Enforcement
Moderately Priced Dwelling Unit
Housing Rehabilitation Programs
Resources and Links
Citizens Services & Recreation
5340 Spectrum Drive, Suite A
Frederick, MD 21703
Ph: (301) 600-6647
Monday - Friday
8:00 am – 4:00 pm
New Homebuyer Assistance Program available!
The Frederick County Homebuyer Assistance Program (HAP) administered by the Frederick County Department of Housing and Community Development (DHCD) helps local families with limited resources obtain their first home, by providing up to $7,000 in closing cost assistance. The HAP Program is used in conjunction with state or federal first mortgage programs (USDA, FHA, CDA or VA). The
is submitted on behalf of the homebuyer by the first lender.
has program details regarding eligibility requirements,
and loan amounts. For the required homebuyer education training contact the
Frederick Community Action Agency
at (301) 600-1506.
Maryland Mortgage Program (MMP)
The Maryland Mortgage Program provides significant support to homebuyers through competitive rate mortgage loans; down payment assistance and Partner Match Programs, helping Marylanders overcome upfront financial barriers associated with
down payment and settlement expenses. Homebuyers that are eligible for a Maryland Mortgage Program home loan are also eligible for a down payment assistance loan of up to $5,000. Through the Community Partners Incentive Program (CPIP) MMP will match our Homebuyer Assistance Program up to a maximum of $2,500 when the homebuyer uses the State's Maryland Mortgage Program loan to pruchase their home.
The Homeownership for Individiuals with Disabilities Program is offered through the Maryland Department of Housing and Community Development (DHCD) and is available statewide. Learn more about
Maryland Mortgage Programs
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12 East Church Street
Frederick, MD 21701