Retiree Information & Resources

Welcome Frederick County Government Retirees!

Frederick County Government is dedicated to providing you with the highest level of service and has recently partnered with Retirement Focus managed by Findley, Inc. (“Retirement Focus”) and Wilmington Trust to support the participants of our retirement plans.  While Frederick County Government will remain the Plan Sponsor of the Retirement Plan, effective October 1, 2020, the service and administration of your retirement benefit payments will be maintained by Retirement Focus.


Effective with your October 1, 2020 payment, Wilmington Trust will begin issuing monthly payments on behalf of the plan.  You will no longer receive payments from Frederick County Government.   With this change, you do not have to take any action. We have provided answers to many of the most common questions HERE


To assist you with your initial login and an introduction to the self-service tools now available, please refer to the Retirement Focus User Guide.

We anticipate a smooth transition during this change, but please feel free to contact Retirement Focus should you have any questions or concerns at 833-771-1496. 



Please note that pension information is specific to the Frederick County Employees Retirement Plan and does not apply to county employees who participate in the State of Maryland Retirement System


For 457b Plan participants, after you retire you can deal directly with Empower's Retirement Solutions Group at 877-534-4569  . Retirement Solutions Group helps participants with: 

* Savings and investing strategies 

* Managed Accounts service 

* Account consolidation and distribution 

Retirement Plan Committee Information


  1. Health & Dental
  2. Newsletter
  3. Pay Dates
  4. COLA FY20
  5. Forms

RETIREE HEALTH AND DENTAL INFORMATION- The Open Enrollment meetings will be held virtually these year via WebEx.  You can test your device ahead of the meeting time, this site has the link for testing as well as instructions for using WebEx : Meeting details will be posted here on the day of the meeting. 

Open Enrollment Meeting:

Monday, Nov 9, 2020 11:00 am

Join by video system
You can also dial and enter your meeting number.

Join by phone
+1-408-418-9388 United States Toll
Access code: 173 874 8335

Password: 1234

Enrollment forms are fillable and require a digital signature. Instructions are located here: If you are unable to put your signature in, please just put your initials next to the date on the same line. You may also print the forms and complete by hand. Forms should be submitted to

General Plan Information:

Health Plan Information:

Vision Plan Information

Dental Plan Information (for Dental Eligible Retirees Only):

Should you have questions concerning retiree health and dental benefits, please feel free to contact Human Resources via email or call 301-600-1190.