MAP: Maryland Access Point
Maryland Access Point of Frederick County (MAP) is a trusted source of information and assistance for Frederick County residents
who need or want to plan for their immediate and future needs.
MAP serves adults 50 years and older, adults 18 years and older with
a disability, family members and other caregivers, and health or business professionals.
- Program Overview
- Veterans Resources
- Housing Resources
- Senior Call Check
- Legal Assistance
- Contact Us
- Helpful Websites
Guidance for Assistance and Benefits
- Provide you with information and assistance
- Evaluate your potential eligibility for public benefit programs
- Respond to both your immediate concerns and long-range needs
- Identify public and private benefits that may best meet your needs
Referrals to Programs and Services
- Help you develop options to remain in the community
- Help you balance needs, wants, and resources
- Refer you to local, state, and federal programs and benefits
Plan for the Future
- Help you identify your strengths, needs, and preferences
- Help you make informed decisions
- Help you assess costs, services, and service providers
Through the Virtual Senior Center, representatives from MAP give presentations about a specific program or service. Please refer to the centers’ monthly calendar for dates and times.
For the most up-to-date information for Veterans Resources please visit this webpage
- Frederick County Housing and Community Development
- City of Frederick Housing and Human Services
- Housing Authority of the City of Frederick
- Apartment Listings
- Senior Housing Resources
Real Property Tax Credits
Both the County and the State offer a variety of real property tax credits.
The Maryland Department of Housing and Community Development (DHCD), in partnership with the Maryland Department of Aging (MDoA), are undertaking a project, Accessible Homes for Seniors, to promote accessibility related improvements to the homes of seniors. Home improvements such as these represent for many older people the key to remaining in their home and maintaining their independence.
These improvements may include:
- Installation of grab bars and railings
- Installation of ramps
- Widening of doorways
The program provides zero percent interest, deferred loans for a term of 30 years to finance accessibility improvements. The program is funded by DHCD under the Maryland Housing Rehabilitation Program (MHRP) and is administered by Special Loan Programs. The program is marketed through the local Area Agencies on Aging.
- Be Maryland residents with at least 1 resident age 55 or older
- Generally must own and occupy the home to be renovated as their principal residence
- Seniors living with relatives will be considered on a case by case basis
- Meet income requirements
- Not have any outstanding federal or state tax liens, open bankruptcy or foreclosure
- Reside in a home that is structurally sound and free of health and safety hazard
The household income cannot exceed 80% of the Statewide or Washington DC MSA median. If the senior resides in the home of a relative, eligibility is based on the owner’s income.
Funds may be used to pay for the actual costs of making the house accessible or functional for the resident. This may include but is not limited to:
- Grab bars
- Lever handles
- Installations of accessible showers
- Widening doorways
Additions to accommodate 1st floor bathrooms and laundry rooms will also be considered on a case-by-case basis.
Loan Amount & Term
The maximum loan amount will be up to 85% of the value of the property taking into account any superior mortgages. The loans will be offered for terms of up to 30 years and must be repaid upon sale, transfer or refinance of the property. All closing costs will be included in the loan.
Submitting an Application
Applications are available at the Frederick County Division of Aging and Independence. Assistance in completing the application is available at the agency or an in-home appointment can be scheduled. Once the application is submitted, it will be processed by DHCD and the applicant will be contacted.
The Division of Aging and Independence contracts with a local legal services provider to offer Frederick County citizens 60 and older legal advice as well as representation when necessary. This service is funded through the Older Americans Act.
Our legal services provider can offer community education as well as outreach to homebound individuals and those in long-term care facilities. Also available is advice about elder law issues and legal rights.
Some legal problems for which you can receive help include:
- Consumer complaints
- Debt collection
- Food stamps
- Health insurance
- Medical assistance
- Social Security
- Supplemental Security Income (SSI)
- Maryland 2-1-1 Information and Referral Crisis Intervention
- 988 Suicide & Crisis Lifeline
- Maryland Advance Directive: Planning for Future Health Care Decisions
- Maryland MOLST Dashboard - Smartsheet.com
- Supplemental Nutrition Assistance Program (SNAP) - Maryland Department of Human Services
- Feeding Frederick – Bringing Awareness to Free Food Resources - Frederick County Food Insecurity
- myMDTHINK Programs & Services Portal (maryland.gov) – Gateway to Health & Human Services
- Maryland Medicaid (Medical Assistance) Programs for Long Term Care (medicaidlongtermcare.org)
- Medical Q&A (maryland.gov) – Questions and Answers on Medical Assistance for Nursing Home Care
- United States Department of Justice: Elder Justice
- TransIT-plus | Frederick County MD - Official Website