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Retiree Health Benefits 2022
2022 Benefit Highlights
As of January 1, 2022, expect a few improvements and changes to your benefits:
- The Dental premiums will reflect a decrease in 2022 (see 2022 Benefit Rate Chart below). The Dental PPO plans will cover composite resin filings (white colored) for all teeth per the coverage on the plan.
- There will be a small increase for medical insurance premiums (see 2022 Benefit Rate Chart below).
- NEW Cigna True Choice Medicare (PPO) Plan for Medicare eligible retiree plan participants. Details are provided below in the Medical Plan Information Tab.
Your Coverage
If you are unsure about which health and/or dental plan you are enrolled in currently, log into www.mycigna.com or download the myCigna app on your mobile device. If you have never used this website before, you will need to register first. Alternatively, you may call Cigna Customer Service at 1-800-244-6224.
If you have questions about any of the medical and/or dental plan’s features, Cigna will operate a special Pre-Enrollment Hotline at 1-888-806-5042, starting November 1st.
If you have the County subsidized Medicare Supplement plans, AARP/United Healthcare will communicate any coverage updates and rates directly to you.
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ANNOUNCEMENTS
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Changes to your plan(s) will be effective January 1, 2022.
Any changes in cost for coverage will be reflected in your February 1, 2022, County or State pension benefit payment or invoiced to you for January 1, 2022.
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We will be holding a mid-year Special Enrollment in May to provide Medicare eligible Frederick County Government retirees and/or spouses the opportunity to elect the Cigna True Choice Medicare (PPO) plan, a new Medicare Advantage Plan.
More information will be posted and mailed in April.
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Enrollment Form
Benefit Enrollment / Change Form*
*Do not complete this form in the browser window. The browser will not allow you to complete all required fields. Please download and save the form to your computer.
Return completed form to Retirement@FrederickCountyMD.gov.
Cigna OAP In-Network / Cigna True Choice Medicare (PPO) Plan Comparison
Cigna OAP In-Network Plan
Cigna True Choice Medicare (PPO)
- Enrollment Announcement
- Benefit Summary
- Evidence of Coverage
- Prescription Formulary
- In-Network vs Out-of-Network
- Find a Medicare Provider
- Combined Document (includes all documents above)
- Presentation
- FAQ's
Cigna Open Access Plus Health Plan (Enrollment Closed)
For Dental Eligible Retirees Only
Cigna Dental Enhanced Plan
Cigna Basic Dental PPO Plan
Cigna Dental HMO Plan
Use the below information to contact your Frederick County Government Benefit Team and to submit your enrollment forms.
Department of Human Resources · 12 East Church Street · Frederick, MD 21701
Phone: 301-600-1070 · Fax: 301-600-2314
Email: Retirement@FrederickCountyMD.gov
*Please note that Winchester Hall is currently closed to the public. We welcome you to email, fax, or mail your forms to us.
Cigna Medicare Advantage Plan Pre-Enrollment Phone Line: 1-888-281-7867