Approximately 25% of businesses won't open again after a disaster.
FEMA and www.Ready.gov/Business offer a variety of materials and guide books to help businesses of all sizes create, exercise and implement good emergency response and recovery plans.
Small Business Administration
The U.S. Small Business Administration (SBA) also has disaster preparedness guides for businesses. The Small Business Administration (SBA) is the federal government’s primary source of money for the long-term rebuilding of disaster-damaged private and commercial property.
Through low-interest loans, SBA helps homeowners and renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property.
Having appropriate insurance coverage for your business may be the most important step you can take to prepare your business for disasters.
Commercial insurance companies also offer a variety of disaster insurance policies and planning services – however, normal business insurance policies do not cover flood damages.
The only source for business flood insurance is the National Flood Insurance Program.